Hail Damage Roofing Contractor — Twin Cities MN | Free Inspections
Real storm-damage documentation, honest guidance, and exterior inspections after Minnesota hail.
What We Document During a Hail Inspection
A hail inspection is only as good as the record it produces. On every Twin Cities hail inspection Northern Exteriors documents:
- Roof — bruised and fractured shingles, granule loss, exposed mat, and damage to ridge caps and vents, marked and photographed by slope.
- Soft metals — dents in gutters, downspouts, drip edge, roof vents and flashing; these prove hail size and direction to an adjuster.
- Siding, soffit and fascia — cracks, chips and impact marks on each elevation, plus any wind-lifted panels.
- Supporting photos and notes — dated, labeled photographs and a written summary you can hand to your insurance company.
We prepare the documentation and walk the adjuster through it when asked. We do not decide what your policy covers and we never promise an approval. Owner-led since 2001, based in Cottage Grove, serving the east metro and beyond — see our service areas. Call 651-230-5103 for a free hail inspection.
⭐ Rated 4.9 stars — 70+ Google reviews | A+ BBB | MN License #BC297099 | Free Hail Inspections
Northern Exteriors MN is the Twin Cities hail damage roofing contractor homeowners have trusted since 2001. If hail hit your neighborhood in Woodbury, Cottage Grove, Hastings, Inver Grove Heights, or anywhere in the south metro, we provide free hail damage roof inspections, meet your insurance adjuster on-site, and make sure every area of visible hail damage is photographed and recorded. We are locally owned, licensed, and not a fly-by-night storm chaser.
June 19 storm update: Large hail hit Ramsey County and the east metro. If you are in St. Paul, Maplewood, Roseville, Little Canada, Falcon Heights, or nearby Oakdale, see our Ramsey County hail damage roof inspections page for free storm-damage inspections and insurance documentation. See our local storm pages for St. Paul, Maplewood, Roseville, Little Canada, and Falcon Heights.
Woodbury 9/21/25 storm — claim windows are closing: the September 21, 2025 hailstorm is approaching its one-year mark, and many insurance policies set filing deadlines measured from the storm date — some close before the anniversary. Deadlines vary by policy, so check yours now. If your home hasn’t been inspected since that storm, our Woodbury MN roofing contractor team provides free, photo-documented hail inspections — and here is what Woodbury homeowners should know after the 9/21/25 hailstorm.
Identifying Hail Impact on Asphalt Shingles
Northern Exteriors MN helps homeowners with hail damage roof inspections across the Twin Cities after severe weather. Our team looks for bruised shingles, hail impact marks, dented soft metals, flashing damage, and other signs that are difficult to confirm from the ground. As a licensed contractor, we provide clear insurance documentation and walk you through whether a roof replacement or repair makes sense, and we can also help after broader storm damage.
Free Hail Damage Roof Inspection — Twin Cities MN
Hail damage is not always visible from the ground. A roof that looks fine from your driveway may have hundreds of impact bruises slowly destroying your shingles. Northern Exteriors provides free, no-pressure hail damage roof inspections for homeowners throughout the Twin Cities metro. We get on your roof, photograph every area of concern, and give you an honest assessment — whether that means a claim is warranted or not. To understand what a hail damage roof inspection involves and how we document findings, see our detailed inspection overview.
If the damage turns out to be limited, a full replacement may not be necessary — our Twin Cities roof repair team handles targeted shingle, flashing, and leak repairs with the same documentation standard.
Call or text 651-230-5103 for your free hail damage inspection. Same-day inspections available during active storm seasons.
Hail Damage Documentation for Twin Cities Homeowners
Northern Exteriors has documented storm damage for hundreds of Twin Cities homeowners’ insurance claims over 25+ years. We perform a thorough free roof inspection and document all hail damage with photos. We prepare a detailed damage report for your insurance company. We meet your adjuster on-site, walk the roof with them, and make sure every damaged area is recorded. We help you understand the full scope of documented damage — and we make sure nothing visible is left out of the record. We manage the project from approved claim to completed roof — no surprises.
What Qualifies as Hail Damage on a Roof?
Not all hail leaves meaningful damage. After 25+ years of Twin Cities hail seasons, we know what real hail damage looks like. Hail damage typically shows as granule loss from asphalt shingles, bruising or soft spots in the shingle mat, cracked or fractured shingles, damaged metal flashing, dented gutters and downspouts, and impact marks on siding, fascia, and trim. Whether a claim is approved depends on your policy, storm severity, and hail size — that decision belongs to your insurer. We document everything so your adjuster has the full picture. Our seasonal Minnesota roof risks outlook covers what each stretch of the year tends to throw at metro roofs.
For an area-specific walkthrough, see our Ramsey County hail damage roof inspection guide. Already filed a claim and stuck waiting? Our guide to why storm damage insurance claims can take months covers supplements, partial approvals, and what to do while your claim is pending.
Stillwater and St. Croix Valley homeowners: hail from the June 19, 2026 storms reached your area too — our Stillwater MN roofing page covers local storm documentation and free inspections.
Real Hail Damage Photos & Inspection Examples
These real inspection photos show why hail damage can be hard to judge from the ground. Northern Exteriors documents roofing, siding, gutters, soft metals, and exterior conditions with photos so homeowners can make informed decisions after a storm.
Granule displacement and impact bruising on asphalt shingles can indicate hail damage that warrants further documentation.
Documenting hail size helps homeowners understand the storm intensity and why a roof inspection may be needed.
Metal vents, caps, gutters, and flashing often show hail impact patterns clearly during a professional inspection.
Quarter-size hailstones collected after the Roseville storm — size reference for insurance documentation.
Siding impact from hail documented during a Roseville inspection — dents and cracks that aren’t visible from the driveway.
Class 4 Impact-Resistant Shingles — Save on Your Insurance Premium
When your roof needs replacement after hail damage, ask about Class 4 impact-resistant shingles. Many Minnesota insurers offer 20% to 30% premium discounts for homes with Class 4 shingles. The discount can offset a meaningful portion of the upgrade cost over time. We install Class 4-rated shingles from Owens Corning, CertainTeed, and other proven manufacturers. Ask us when we inspect. Malarkey’s Vista® AR and Legacy® shingles are Class 4 options we install as a Malarkey Certified Pro Contractor.
Storm Claim Deadlines Are Real — Don’t Sit on Damage
Storm claim filing deadlines vary by policy, and many Minnesota policies set strict time limits measured from the storm date. If hail hit your area in the last year and your roof hasn’t been inspected, don’t wait — a free inspection now puts dated photo documentation on your side, whatever you decide about filing. If you are not sure where to start, our step-by-step storm damage walkthrough lays out the whole process.
Hail Damage Roofing — Cities We Serve
We serve all Twin Cities communities including Woodbury, Cottage Grove, Hastings, Inver Grove Heights, Oakdale, Lake Elmo, Stillwater, Eagan, Burnsville, St. Paul, and all of Washington, Dakota, and Ramsey County. We also serve homeowners north of the metro — see our Chisago County storm damage roofing page for hail and wind inspection coverage in that area. See our full service areas page.
Why Choose Northern Exteriors for Hail Damage Roofing?
Northern Exteriors MN has served Twin Cities homeowners since 2001. Owner Jason Berrey handles every estimate personally. Our roofing crew has 20+ years of experience. We are VSI certified, LP SmartSide LP Remodelers Edge program member, and hold an A+ BBB rating. We have 4.9 stars from 70+ real Google reviews. MN License #BC297099. References available. We are your neighbor, not a franchise.
Frequently Asked Questions — Hail Damage Roofing MN
Is the storm damage inspection really free?
Yes. Our hail and storm damage inspection is free, with no obligation. If your roof may have damage, we provide honest documentation you can use for your insurance claim.
How do I know if my roof has hail damage?
The most reliable way is a professional inspection. Hail damage is often not visible from the ground — it shows as granule loss, bruising, or small cracks visible only up close. Northern Exteriors provides free hail damage inspections throughout the Twin Cities.
Does homeowners insurance cover hail damage?
Coverage is decided by your insurance company based on your policy and the facts of the claim — policy terms vary, and many policies set time limits for filing after a storm. What we do: document everything your adjuster needs so that decision is made with clear information. If your siding also needs work, our Twin Cities siding contractor team can handle siding replacement alongside your roof.
Will you meet with my insurance adjuster?
Yes. We meet your adjuster on-site, walk the roof with them, and make sure every area of damage is documented correctly. We have done this hundreds of times across the Twin Cities.
How long does a hail damage claim and repair take?
From free inspection to completed roof replacement, most projects take 2 to 6 weeks depending on insurance approval timelines and material availability. We walk you through every step.
Get Your Free Hail Damage Inspection Today
Call or text 651-230-5103 or fill out our free estimate form. We serve Woodbury, Cottage Grove, Hastings, Inver Grove Heights, Eagan, Burnsville, St. Paul, and all Twin Cities communities. Northern Exteriors MN | MN License #BC297099 | Owner-led since 2001.
Homeowners dealing with hail damage in Woodbury can also review our Woodbury MN roofing services for local roof replacement, inspection, and storm repair information.
If hail also damaged your siding, see our hail damage siding inspection in Woodbury page for siding replacement and inspection options.
Request a Free Hail Damage Roofing Estimate
Tell us what you’re seeing and we’ll follow up quickly. Northern Exteriors provides free hail damage inspections, roofing estimates, and insurance claim support across the Twin Cities metro.
Hail Damage Roof Repair Across Minnesota
Our crews work the Twin Cities East Metro most weeks of the year, but hail does not respect county lines and neither do we. Northern Exteriors handles hail damage roof repair across Minnesota for qualified storm-restoration projects — full replacements and insurance work where the project economics make sense for both sides. One family-owned company, one owner watching every job, no satellite offices pretending otherwise.
North Metro & Anoka County
Storms tracking northeast across the metro hit Anoka County hard and often. If you are north of the river, start with our dedicated Ham Lake hail damage roof repair page — the inspection process, claim help, and travel details are all there.
Hail Claim Questions, Answered
Does homeowners insurance cover hail damage to a roof in Minnesota?
In most cases, yes. Hail is a covered peril on standard Minnesota homeowner policies. The claim succeeds or fails on documentation – which is why we photograph and chalk-mark every elevation before you file.
How long after a hail storm can I still file a claim in Minnesota?
Policies vary, but many Minnesota policies allow a year or more from the storm date. Sooner is always stronger: evidence is fresher and adjuster scheduling is easier.
What does the insurance adjuster look for on a hail claim?
Hail hits per test square, mat fractures, granule loss, and collateral damage on soft metals like gutters and vents. We meet your adjuster on the roof so the scope reflects everything, including code-required items.
Are Class 4 impact-resistant shingles worth the upgrade after a hail claim?
Usually. They carry the highest impact rating, many Minnesota insurers discount premiums for them, and on an insurance replacement the out-of-pocket difference is often modest.
Is the hail inspection really free?
Yes – free and documented, whether or not you file a claim. If the roof does not have claimable damage, we tell you that plainly.